“We were looking at so many options for our refinance – 15 year vs. 30 year, combining two mortgages into one. We tried working with our bank, but became very frustrated at their inflexibility. We decide to consult Paul because he had helped us so much with our first mortgage almost 2 years ago. Paul gave us the pros and cons of every option we discussed, and was always open to running multiple scenarios for us. Paul found the right financing plan for our needs, and successfully guided us through every step of the way.”

David & Emma Marley
Homeowner

 

“I have worked with Leah Jones on a number of occasions and she is a true professional. She takes the time to ensure that her clients understand the entire process of closing on a mortgage and is always willing to explain things until the client is comfortable. Patient, kind and understanding – Leah is exactly the type of person you want working on your behalf. I would never work with anyone else!”

Michael Rivers
Homeowner

 

“Megan Zeiller has been a total professional during the mortgage process for my past three homes. She displayed support and guidance throughout the entire process and I have always been impressed with her level of service and personal attention to all matters. Her professionalism and attention to my concerns clearly helped me from start to finish. I would heartily recommend her to anyone looking for a mortgage as she displays integrity, persistence and conscientiousness in a very competitive marketplace.”

Angela Bennoni
Homeowner

 

Karla Marini was a blessing to work with. She is very knowledgeable and is always there to advise you in the best direction. We had a great experience with her and would recommend her to anyone looking for a new home purchase. My wife and I are first time home buyers and the process surely is intimidating, and she was always there to reassure us we were on the right path and things would work out. When we got down to closing, she was able to secure us a lower interest rate than expected. She is an absolute sweetheart to work with and always looks out for your best interest. USE HER!”

TJ and Karina Rodriguez
Homeowners

 

“Andrew Wilson was my mortgage adviser for a home on the bay that I purchased on July 19, 2013. As I’m sure he would agree, it was an incredibly complicated and at times, difficult transaction. Mainly, this was due to severe damage to the house caused by Hurricane Sandy. The storm hit just before I was due to go to contract on the house! It would be nearly a year before we – the seller, the lender and I – could get to a point where it was possible to close. Indeed, there were plenty of occasions when it looked as though the chances of ultimately owning the house were between slim and none. It is without any question that the reason I own this house today is because of Mark. There is simply no possible way this outcome would have been reached if he were not gently steering all parties – via countless calls, messages, updates and most critically, his very sound advice. He is a first-class professional whose trust he carefully earned and will keep for many years to come. After the experience we just came through together, I would not consider working with anyone else for a mortgage.

Emily Roth
Homeowner

 

“I recently worked with Mark Wilson for my mortgage loan. He was recommended to me by my daughter and son-in-law when he helped them with the purchase of their home. From the beginning he has shown exemplary professionalism in handling my loan. He was straight forward and very helpful in explaining the process from start to finish. We hit a few snags in the process but in the end I was able to get my dream home. I could not have done this without him. I highly recommend Mark and his company to my friends. I have made another friend for life!”

Brian Ames
Homeowner

 

“I refer all of my clients to Formulaloans, and I trust their work so much that I have obtained all of my own loans through them as well. They do an exhaustive search to get you the best rate and find the best mortgage program available. Their ability to structure solutions and find advantageous financing sets them apart.”

MATTHEW C. LAMSTEIN, ESQ.
Thomas Dalby & Karen Jones